The Trust Dental Business Study Club™ Terms & Conditions
The Trust Dental Business Study Club™ Terms and Conditions
Study Club by The Trust Dental Education Terms & Conditions
Last Updated on June 11, 2026
APTX CAPITAL INC., doing business as The Trust Dental Education and Dental Business Experts (the "Company") Legal Information
TERMS AND CONDITIONS AGREEMENT
(Effective June 11, 2026)
THE FOLLOWING TERMS AND CONDITIONS GOVERN THE AGREEMENT (“AGREEMENT”)
BETWEEN YOU (THE PURCHASER OF THE STUDY CLUB MEMBERSHIP (THE “OFFER”)) AND
APTX CAPITAL INC., doing business as The Trust Dental Education and Dental Business Experts (the “Company”),
AND ITS AFFILIATES, SUB-CONTRACTORS, EMPLOYEES, AGENTS, OWNERS, OR ASSIGNS,
ATTACHED HERETO AND ENTERED INTO EFFECTIVE AS OF THE
DATE OF YOUR SIGNATURE ON THE AGREEMENT (“EFFECTIVE DATE”). YOU AND THE
COMPANY ARE EACH REFERRED TO AS A “PARTY” AND COLLECTIVELY AS THE
“PARTIES.”
ACKNOWLEDGMENT: I acknowledge that I have read and understand the information
contained in this Study Club Membership Enrollment Agreement. The Company
reserves the sole and exclusive right not to accept my enrollment. I agree that in order to
maximize my experience, the Company may request that I provide certain information
regarding my clinical and business experience, objectives, goals and current financial
status (“Information”). I acknowledge and agree that any information provided to the Company is provided voluntarily. The Company will keep my information private
and confidential. I acknowledge that the Study Club is a recurring 12-month Membership
that includes access to the ‘STUDY CLUB’.
PAYMENT TERMS: By providing your credit card information, you authorize the Company to immediately process the indicated payment amount for the selected Offer.
As a Founding Member, you can secure lifetime access at the following preferred pricing and you may choose one of the following payment options: Option 1 — Founding Member One-Time Payment CAD 10,000* one-time payment Option 2 — Three-Payment Plan™ 3 monthly payments of CAD 4,000* Total Investment: CAD 12,000*
Option 3 — Extended Payment Plan™ 12 monthly payments of CAD 1,250* Total Investment: CAD 15,000*
*Plus applicable taxes.
Please note:
• This Offer purchase includes only the services specified on the order form. It does
not cover any additional services, products, travel, admissions, or other expenses.
• If you select the Option 1 — Founding Member One-Time Payment
the Company will charge your credit
the amount of CAD10,000.00* following the execution of this
Agreement. (*Plus applicable taxes)
• If you select the Option 2 — Three-Payment Plan™
3 monthly payments of CAD 4,000*
Total Investment: CAD 12,000* the Company will charge your credit
card 3 monthly installments of CAD4,000.00* following the execution of this
Agreement. (*Plus applicable taxes)
• If you select the Option 3 — Extended Payment Plan™
12 monthly payments of CAD 1,250*
Total Investment: CAD 15,000*, the Company will charge your credit
card 12 monthly installments of CAD1,250.00* following the execution of this
Agreement. (*Plus applicable taxes)
Founding Members retain access to The Trust Study Club™ for the lifetime of the program, subject to continued operation of the program and payment of the annual administration and platform maintenance fee of CAD 997*/year. (*Plus applicable taxes)
The Company reserves the right to suspend or terminate a membership for breach of this Agreement, misuse of program materials, disruptive conduct, or other reasonable business purposes.
REPRESENTATIONS. I acknowledge that The Company has made no representations
or warranties other than those expressed herein; and The Company specifically
disclaims any other representations or warranties. Moreover, I recognize and acknowledge
that my performance depends upon my individual skills, time availability and dedication in
the training program as well as other factors.
SERVICES. The parties agree to engage in the STUDY CLUB Program, including the following
products/ services/ resources:
Study Club Initiation Fee Waived for the Founding Members ( You!).
Here's What You Get When You Become a Founding Member:
✔︎ Founding Member Lifetime Program Access™ Founding Members retain access to The Trust Study Club™ for the lifetime of the program, subject to continued operation of the program and payment of the annual administration and platform maintenance fee of CAD 997*/year. (*Plus applicable taxes)
✔︎ Monthly Growth Sprints™ Live monthly strategic business training sessions built around the 5D Methodology™ designed to help you make smarter business decisions, strengthen profitability, improve operational efficiency, and increase the long-term value of your practice.
✔︎ Monthly Implementation Roundtables™ Exclusive smaller-group implementation sessions designed to help members apply what they are learning inside their practices with greater clarity, confidence, and execution. These Roundtables™ focus on operational troubleshooting, implementation challenges, accountability, and strategic discussion around real-world business situations dentists face while growing and optimizing their practices.
✔︎ Quarterly Practice Execution Intensives™ Extended implementation-focused workshops designed to help you understand and begin designing the operational systems that support growth, accountability, execution, profitability, and reduced owner dependency inside your practice.
✔︎ Founding Member Strategic Briefings™
Exclusive Founding Member-only pre-Sprint™ strategy sessions designed for deeper discussion, implementation questions, operational insights, and direct business Q&A in a smaller-group environment.
✔︎ Private Practice Diagnostic & Growth Assessment™ A one-on-one strategic diagnostic session focused on identifying your current stage of growth, operational bottlenecks, hidden constraints, profitability blind spots, and key opportunities inside your practice.
✔︎ Annual Practice Strategy Reset Session™ A one-on-one annual strategic planning session designed to help you reassess your goals, identify new priorities, evaluate growth opportunities, and keep your practice moving in the right direction.
✔︎ Founding Member Resource Vault™ Access to downloadable implementation frameworks, operational templates, KPI dashboards, strategic planning tools, execution scorecards, and practice growth resources designed for immediate implementation and adaptation within your own practice.
✔︎ Business Intelligence Library™ Access recordings of previous Growth Sprints™, Implementation Roundtables™, member discussions, and strategic business training sessions on demand.
✔︎ Monthly Business Intelligence Newsletter™ A professionally printed executive briefing delivered directly to your office each month featuring strategic business insights, profitability opportunities, operational ideas, industry trends, and a real-world marketing sample currently producing results in the marketplace. Each issue includes analysis of why it works and how the underlying principles can be adapted to your own practice.
✔︎ Priority Access and Preferred Pricing on Future Programs and Live Events™ Receive early access and preferred Founding Member pricing on future trainings, workshops, implementation programs, and live events before they become available to the public.
✔︎ CE credits will be awarded based on attendance at the live meetings.
REFUNDS: Due to the nature of this program and the proprietary, exclusive content
provided, no refunds are available after your first meeting.
CANCELLATIONS: The 'STUDY CLUB' Membership is a binding 12-month commitment.
Following the initial 12-month Founding Member term, Founding Members may continue their membership for the lifetime of the program, subject to continued operation of the program and payment of the annual administration and platform maintenance fee of CAD 997/year plus applicable taxes.
If you do not wish to continue your membership, please provide written cancellation notice at least 30 days before your renewal date. Email your cancellation request to care@yourdbexperts.com no later than 30 days before your renewal date.
NO INCOME CLAIMS. You agree that neither the Company, nor its representatives, has
made any promise, guarantee, or other representation with respect to Your future income
or gains resulting from the provision of the Offer, and that You have not been induced to
enter the Agreement as a result of any income claims.
CONDITIONS. I acknowledge that I may not initiate recording(s) of any kind during any
Course, Online Group Coaching or Training Session, Recorded or Live Online, or Phone
Coaching Session.
MODIFICATIONS TO THE OFFER SERVICES. The Company reserves the right to change,
cancel, or terminate the STUDY CLUB MEMBERSHIP at any point in time without notice to
You. The Company is hereby expressly permitted to make videos and other
educational content unavailable at any time without notice to You. Furthermore, The Company may revoke Your access to the STUDY CLUB MEMBERSHIP for any breach of
this Agreement, any breach of Company Terms of Service or End User License
Agreement (which can be accessed on www.DentalBusinessExperts.com), or for such other
reason as the Company determines in its absolute and sole discretion.
PROGRAM MEMBERSHIP EXPIRATION. I acknowledge that my access to the program
begins on the date that I acknowledge this agreement by my first payment to the Company, and my access to all courses and training sessions – both individual or group,
recorded or live, and tools or resources will expire/cease 365 days after the first payment is
made if I cancel the recurring annual membership. Program fees are non-refundable except
as indicated herein. I acknowledge that my Program Agreement contains the details of the
course(s), coaching sessions, services, and/or resources I have purchased.
INTELLECTUAL PROPERTY: The Company retains all right, title and interest in any and
all intellectual property related to or associated with the Offer and its services, including
without limitation:
(a) trademarks and copyrights; and
(b) any other proprietary right arising under the laws of the United States and Canada. You
understand and agree that neither the Agreement nor the services under the Offer by the Company shall constitute a transfer, assignment, or license of any intellectual property
rights from or by the Company. You acknowledge that the content of the Offer
services, including without limitation the materials and information provided to you as
education, is confidential and proprietary to the Company; accordingly, You
agree that You shall not communicate the teachings, materials, or information acquired or
learned from the Company to any other person.
CONTACT: By signing the Agreement and providing your credit card information, You agree
that the Company may call and text You regarding Your account information and
regarding other offers, products, and services, including through the use of automated
dialing equipment and pre-recorded messages, and that this consent is not a condition of
purchase.
FORCE MAJEURE: Except for the duty to make payments hereunder when due, and the
indemnification provisions under this Agreement, neither Party shall be responsible to the
other for any delay, damage, or failure caused by or occasioned by any act of God, act of
nature or the elements, terrorism, insurrection, or any other causes (except financial)
beyond the control of either Party.
INDEMNITY: You agree to protect, defend, indemnify and hold harmless the Company, its officers, directors, employees, agents, and invitees from and against all claims,
demands, and causes of action of every kind and character without limit arising out of Your
receipt of services or actions taken in response thereto. Your indemnity obligation includes,
but is not limited to, any claim for personal injury sustained while traveling to or attending
any seminar or other in-person training provided by the Company to You.
YOUR REPRESENTATIONS: You represent and warrant that: (a) You operate a business in
good standing, and are purchasing the Offer for Your existing business; (b) there are no
prior or pending government investigations or prosecutions against You, nor any prior or
pending lawsuits against You; and (c) You agree to notify the Company immediately if
any investigation or lawsuit is threatened or filed against You, whereupon The Company shall have the right to terminate the Agreement and these Terms and Conditions
without liability.
WAIVER OF LIABILITY: The following terms (“Terms”) constitute an agreement between
Galia Anderson, the Company, and her and its agents (“Galia Anderson”) and the
undersigned (“Participant”) that governs Participant’s use of the information presented in
this program, the related publications and printed materials, the website associated with it,
and all of its associated services, products, coaching, consultations, and content including
emails, newsletters, videos, social media, blog, products, programs and services
(“Products”). This policy applies to any seminar, coaching session, website, services,
products, and content including emails, newsletters, videos, social media, blog, products,
programs, and services administered by Galia Anderson located at the member site and all
associated and related materials, products, and services.
Participant’s use of the Website, blog, emails, videos, related social media, and
Products constitutes Participant’s acceptance of and agreement to the following Terms.
Galia Anderson reserves the right to modify, alter, amend, or update these Terms. These
Terms are subject to change without notice.
By accessing, downloading, viewing, or otherwise using Products from Galia Anderson in
any way or for any reason (“Use”), Participant implicitly agrees to these Terms, and the full
Disclaimer, as set forth below; Participant is voluntarily agreeing to these contractual terms
by which Participant is bound and legally agrees that Participant has read, understands,
and fully consents to the terms below. If Participant does not agree with or accept any part
of these Terms of Use, Participant must not attend or use Galia Anderson’s Products.
By using Galia Anderson’s Products Participant implicitly signifies Participant’s agreement
to all parts of the above and the rest of this document, all Terms, and the Disclaimer. If
Participant has any questions about any of these terms or policies, please contact
care@yourdbexperts.com before attending or using any of Galia Anderson’s Products.
Galia Anderson is not a registered dealing representative, an investment adviser or a
securities expert.
DISCLAIMER, ASSUMPTION OF RISK, PERSONAL RESPONSIBILITY: When using any
materials or information obtained from or through Galia Anderson, whether via in-person,
phone, Skype, webinars, teleseminars, webcams, social media, newsletters, publications,
printed material, websites, blogs, social media and otherwise in a variety of settings,
including but not limited to individual and/or group programs, classes, courses, workshops,
events, retreats, seminars, consultations and/or trainings, Participant acknowledges that
Galia Anderson is supporting you in your role exclusively as providing theoretical, not
practical, education and information, and in no other role. By using Galia Anderson’s
Products or associated content, Participant agrees that Participant is using his or her own
judgment in using the information provided on this website and through these Programs
and books, which is done at Participant’s own risk.
FOR EDUCATIONAL AND INFORMATION PURPOSES ONLY: The purpose of this course,
company, coaching and the educational services and products delivered is to educate,
inform and inspire Participant toward Participant’s financial and lifestyle goals via the
provision of general non-legal and non-financial information and education regarding
general investment principles. Galia Anderson and anyone else associated with this
company is not acting as a registered dealing representative, investment advisor or
securities expert, or legal, investment, property, or accredited education professional and
is not providing legal, investment, property, or securities advice. Participant understands
that Galia Anderson is not a law firm, investment firm, financial adviser or substitute for a
law firm, investment firm, or financial adviser and cannot assist Participant with legal,
investment, property, or securities matters.
NOT A SUBSTITUTE FOR LEGAL, INVESTMENT, PROPERTY, OR SECURITIES ADVICE: The
information contained in Galia Anderson’s Products are not intended to replace an
accredited education from qualified professionals for Participant. As such, it is not
intended as a substitute for the advice provided by a law firm, investment firm, financial
adviser, and is not intended as legal, investment, property, or securities advice. Galia
Anderson does not take the place of an accounting firm, law firm, investment adviser,
financial adviser or other licensed or registered professional.
In this capacity as an educator, writer, editor, speaker, blogger and teacher, Galia Anderson
is not holding herself out to be a lawyer, financial adviser, registered dealing representative,
securities expert, or any other form of professional. Rather Galia Anderson is serving as a
trainer, educator, coach, mentor, author, teacher, and guide who provides education and
learning opportunities and educational and business support materials and opportunities.
Galia Anderson is not a registered dealing representative, financial adviser, investment
adviser or a securities expert, and makes no claim to have any special or formal education,
training, knowledge, or expertise.
Communications between Participant and Galia Anderson are not subject to any lawyer-participant
or other form of professional confidentiality or privilege or work product. Galia
Anderson cannot provide any personalized advice, explanation, opinion or
recommendation about possible legal rights, remedies, defenses, options, or selections of
materials, forms, or strategies. Participant understands that a professional, investment
adviser, registered dealing representative, financial adviser, or consulting relationship does
not exist between Participant and Galia Anderson outside of the purchase of Products.
The use of Galia Anderson’s Products is at your own risk. Do not use the information gained
from Galia Anderson’s Products to inform decisions affecting the finances, investments,
securities, or property of yourself or others. Always speak with your lawyer, legal,
investment firm, financial adviser or other qualified, registered, or licensed professional
before changing, exercising, or utilizing investment strategies, techniques, and methods,
legal rights, remedies, defenses, options, trades, contracts, deeds, or other materials or
actions with legal ramifications. Do not disregard professional advice or delay in seeking
professional advice because of something you have read or heard in Galia Anderson’s
Products.
Galia Anderson has made every effort to ensure the Products have been tested for
accuracy. There is no guarantee that Participant will see positive results using the
investment strategies, techniques, methods, information, and materials provided by
Galia Anderson. Galia Anderson assumes no responsibility for Participant’s decisions or for
policies or practices that Participant implements nor for Participant’s earnings, income,
sales, or any other business performance as a result of this Agreement.
NOT LEGAL OR FINANCIAL ADVICE: The information and materials contained in Galia
Anderson’s Products are not intended as a substitute for legal or financial advice that can
be provided by Participant’s own lawyer, accountant, and/or financial adviser. Although
care has been taken in preparing the information provided to you, Galia Anderson cannot
be held responsible for any errors or omissions, and we accept no liability whatsoever for
any loss or damage howsoever arising. The law varies by province, state and country and it
is constantly changing and therefore it affects each individual and business in different
ways, and therefore it is recommended that you and your Participants seek outside
financial and/or legal counsel relating to your specific circumstances as needed. You are
hereby advised to consult with your tax consultant, accountant, lawyer, investment
firm, financial adviser or other qualified, registered, or licensed professionals for any and
all questions and concerns you have, may have, or hereafter have regarding any and all
information presented by Galia Anderson’s Products pertaining to your specific financial
and/or legal situation.
RELEASE: In consideration of the above-mentioned risks and hazards and in consideration
of the fact that I am willingly and voluntarily participating in use of the Products, I, the
undersigned hereby release Galia Anderson, her principals, agents, employees,
contractors, and volunteers from any and all liability, claims, demands, actions or rights of
action, which are related to, arise out of, or are in any way connected with my participation
or use of the Products, including those allegedly attributed to the negligent acts or
omissions of the above-mentioned parties. This agreement shall be binding upon me, my
successors, representatives, heirs, executors, assigns, or transferees. If any portion of this
agreement is held invalid, I agree that the remainder of the agreement shall remain in full
legal force and effect. I hereby agree and covenant not to, and shall not bring a claim
against, sue, demand compensation from or attach the property or assets of Galia
Anderson, for any loss or damage arising or resulting from my participation in or use of the
Products, and forever release and discharge the Released Parties or any of them from
liability under such claims.
INDEMNIFICATION: The participant recognizes that there is financial risk involved in the
types of activities and methods and strategies taught by the Products. Therefore, the
participant accepts financial responsibility and civil and criminal liability for any loss that
the Participant may cause either to him/herself or to any other person due to his/her
negligence. Should the above-mentioned parties, or anyone acting on their behalf, be
required to incur legal fees and costs to enforce this agreement, I agree to reimburse them
for such fees and costs. I further agree to indemnify and hold harmless Galia Anderson,
their principals, agents, employees, contractors, and volunteers from liability for any loss
of finances or property or violation of law that may result from my negligent or intentional
act or omission while using any information, strategy, or method offered by Galia Anderson.
I have read and understood the foregoing assumption of risk, and release of liability and I
understand that by signing it obligates me to indemnify the parties named for any liability
for loss of finances or property or violation of law of any person caused by my negligent or
intentional act or legal rights.
NO AGENCY: You are not permitted to hold yourself out to any person or entity as a
representative, agent, employee, partner, or otherwise of the Company.
DISPUTES: Any claim, dispute, or controversy (“Claim”) arising out of or relating to this
Agreement or the relationships among the parties hereto shall be resolved by one arbitrator
through binding arbitration administered by the Canadian Arbitration Association
(“CAA”), under the CAA Consumer Rules in effect at the time the Claim is filed (“CAA
Rules”). ARBITRATION MEANS THAT BOTH PARTIES WAIVE RIGHT TO JURY TRIAL. The
parties will split the cost of the arbitrator and arbitration equally. The arbitrator’s decision shall be
final, binding, and non-appealable. Judgment upon the award may be entered and
enforced in any Canadian court having jurisdiction. Neither party shall sue the other party
other than as provided herein or for enforcement of this clause or of the arbitrator’s award;
any such suit may be brought only in Vancouver, British Columbia. The arbitrator, and not
any federal, provincial, or local court, shall have exclusive authority to resolve any dispute
relating to the interpretation, applicability, unconscionability, arbitrability, enforceability, or
formation of this Agreement including any claim that all or any part of the Agreement is void
or voidable.
In the event that any provision of this Agreement (or portion thereof) is determined by
Arbitrator or Court to be invalid or otherwise unenforceable, such provision (or part thereof)
shall be enforced or, if incapable of such enforcement, shall be deemed to be deleted from
this Agreement, while the remainder of this Agreement shall continue in full force and
remain in effect according to its stated terms and conditions.
WAIVER OF CLASS ACTION: You understand and agree that You will not have the right to
participate in a representative capacity or as a member of any class of claimants pertaining
to any claims that may arise under, or be in any way related to, this Agreement, or the Company. Claims brought against the Company may not be joined or consolidated
with claims brought by anyone else.
GOVERNING LAW: This Agreement shall be governed, construed, and interpreted in
accordance with the laws of British Columbia, Canada without regard to any choice of law
provisions.
SEVERANCE: In the event any provision of the Agreement or these Terms and Conditions is
inconsistent with or contrary to any applicable law, rule, or regulation, the provision shall
be deemed to be modified to the extent required to comply with the law, rule, or regulation,
and this Agreement and these Terms and Conditions, as so modified, shall continue in full
force and effect.
NO ASSIGNMENT: The Agreement cannot be assigned by You to another party without the
express written consent of the Company. The Company may freely assign this
Agreement.
OTHER TERMS: This Agreement includes the terms and conditions set forth on
www.yourdbexperts.com. In the event of conflicting terms, this Agreement shall
govern.
UNDERSTANDING AND REPRESENTATIONS: I UNDERSTAND AND ACKNOWLEDGE THAT
BY AFFIRMATIVELY CHECKING THE APPROPRIATE BOX AND AGREEING TO THIS
AGREEMENT, I AM GIVING UP CERTAIN LEGAL RIGHTS, INCLUDING THE RIGHT TO
RECOVER DAMAGES IN CASE OF ANY LOSS OR VIOLATION OF LAW. I UNDERSTAND THAT
THIS DOCUMENT IS A PROMISE NOT TO SUE AND A RELEASE OF AND INDEMNIFICATION
FOR ALL CLAIMS.
I HAVE READ THIS ENTIRE AGREEMENT CAREFULLY, AND FULLY UNDERSTAND ALL OF ITS
TERMS AND CONDITIONS; I HAVE HAD AN OPPORTUNITY TO CAREFULLY READ THE
ENTIRE AGREEMENT AND TO HAVE ANY QUESTIONS ANSWERED TO MY SATISFACTION.
Copyright 2026+ - APTX CAPITAL INC - All Rights Reserved
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